PolicyLens
Read crypto legislation and regulation. Highlight any passage to get a plain-English explanation, and cite any section.
CLARITY Act
The CLARITY Act establishes a comprehensive regulatory framework for digital commodities and blockchain systems under U.S. securities and commodities laws, creating expedited registration pathways for crypto exchanges and brokers while exempting certain transactions and decentralized activities.
Open in PolicyLensGENIUS Act
The GENIUS Act creates a federal framework for issuing and regulating payment stablecoins in the US, restricting issuance to approved entities and imposing strict reserve, compliance, and operational requirements.
Open in PolicyLensIntegrating Financial Technology Innovation Into Regulatory Frameworks
An executive order directing federal financial regulators to review and streamline rules that block fintech firms from entering the market and partnering with traditional banks, and asking the Federal Reserve to evaluate giving non-bank companies direct access to its payment systems.
Open in PolicyLensFinCEN CVC Guidance
FinCEN clarifies how existing Bank Secrecy Act money transmission rules apply to crypto businesses. It's not a new rulebook—just a consolidated explanation of how current regulations cover exchanges, wallet providers, payment processors, and other crypto activities.
Open in PolicyLensMiCA — Markets in Crypto-Assets Regulation
MiCA is a comprehensive EU regulation that creates the first bloc-wide rulebook for crypto-assets and crypto service providers, covering stablecoins, asset-backed tokens, and platforms that trade or hold digital assets. It takes effect December 30, 2024.
Open in PolicyLensStrengthening American Leadership in Digital Financial Technology
Executive order promoting crypto growth and innovation in the US while banning central bank digital currencies (CBDCs) and revoking prior restrictive crypto policies.
Open in PolicyLensDisclaimer: This tool is for informational purposes only and does not constitute legal or financial advice. Token classifications are based on publicly available regulatory guidance and may change. Consult a qualified attorney for compliance decisions.